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Annual reward prediction for

Citi® mtvU™ Platinum Select® Visa® Card for College Students from Citibank


Maximal reward is

$225.0


See below a summary of expenses, reward options and a copy of reward program terms



1. Spending Pattern:

Average US student spending1



1 - Source of information



2. Summary of Earned Points:


We do not include Points that you can earn with your GPA as well as by not overspending and paying for your card ontime.





3. Possible Rewards For Earned Points:



  Reward type   Value
    
  1) Store Gift Cards:   $225.0
   Exchange rate:   Number of rewards:
      10000 Points per $100 Store Gift Card  2 $100 Store Gift Cards
      3500 Points per $25 Store Gift Card  1 $25 Store Gift Card
  

OR
  
    
  2) Cashback Payments:   $150.0
   Exchange rate:   Number of rewards:
      16000 Points per $100.0 Cashback Payment  1 $100.0 Cashback Payment
      8000 Points per $50.0 Cashback Payment  1 $50.0 Cashback Payment
We only list information about cashback and gift cards availble via the ThankYou Network program. There are also other rewards available that are too specific for the purpose of this site. For complete information about ThankYou Network rewards please visit www.thankyou.com




4. Terms of Citi® mtvU™ Platinum Select® Visa® Card for College Students cashback program

(Copied from the credit card website on 09/07/08 )




ThankYou® Network is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou® Network or any portion thereof may be revised or terminated with 30 days prior written notice, and if ThankYou® Network is terminated, you will only have 90 days from ThankYou® Network termination date to redeem all your accumulated ThankYou® Network points ('ThankYou® Points'). ThankYou® Network rewards and the ThankYou® Point levels required for specific rewards are subject to change without notice.

Unless you are participating in a limited-time offer, you will earn five ThankYou® Points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores ("qualifying merchants"). You will earn one ThankYou® Point for every dollar you spend on all other purchases.

Purchases not eligible to receive the five points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online and catalog purchases are not eligible to receive five ThankYou® Points unless the merchants appropriately identify the transactions.

We do not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases are qualify for ThankYou® Points. You can earn up to 75,000 ThankYou® Points during any calendar year (eligible purchases appearing on your January - December billing statements). You may only earn ThankYou® Points on your Card Account as long as it is open and current. ThankYou® Points expire five years from the end of the calendar year in which they are earned unless ThankYou® Network is terminated.

You will earn 25 bonus ThankYou® Points at the end of every billing cycle during which you make your Minimum Payment or more on time, and at the end of which you are not over your credit limit. Your account must be open and not in default under any Card Agreement in order to be eligible for this award. Accounts with a zero Minimum Payment due at the end of a billing cycle will not be eligible for an award for that cycle. These bonus points are not included in the annual calendar year cap.

You can earn bonus ThankYou® Points for achieving good grades at college. ThankYou® Points can be earned by submitting proof of grades up to two times per calendar year. ThankYou® Points will be awarded as follows:

GPA = ThankYou® Points

2.50 - 2.99 = 250

3.00 - 3.49 = 500

3.50 - 3.99 = 750

4.0 = 2,000

For cardholders who submit grades from schools that do not award grades on the 4.0 scale, we will, at our sole discretion, award points comparable to those described in the table above.

To be eligible for a ThankYou® Points for good grades, you must attend an accredited college or university in the United States and must request the ThankYou® Points and submit proof of grades within six months of the end of the semester in which the grades were earned. You must have used your card to make a purchase at least once in the three months preceding your request, and your Card Account must be open and not in default under any Card Agreement at the time your request is processed. These bonus points are not included in the annual calendar year cap and may take one to two billing cycles to post to your Card Account once your award has been processed.

If you are approved for a Card Account, a ThankYou® Network Member Account ('ThankYou® Member Account') will be set up for you. ThankYou® Points post to your Card Account at the close of each billing cycle, and at that time, we will transfer the ThankYou® Points you earned to your ThankYou® Member Account. ThankYou® Points are not eligible for redemption until they are transferred to your ThankYou® Member Account.

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